Making plans

I talked to a 49-year-old man today who runs his own small business. I asked him when he planned to retire. He replied that his health was good and he figured he would work as long as he could, so he had no retirement plans. I had no health problems at his age, either (although I did plan to retire). Our health can change so quickly as we get older that it had a tendency to kick many of our plans out the window.