Frugal - or stingy?

I fear that Stingy gets credit for much in the name of frugality, but there is a difference between Stingy and Frugal. The frugal person makes prudent use of the assets that God has given him. His joy is not in having, but in doing, for himself and for others. He is not so in love with his things that he deprives himself of the lawful enjoyment of them, but he is careful with money so that he has what he needs when he needs it. "There is nothing better for a man, than that he should eat and drink, and that he should make his soul enjoy good in his labour. This also I saw, that it was from the hand of God." He also takes great joy is dispensing his assets to the benefit of others. "Let him that stole steal no more: but rather let him labour, working with his hands the thing which is good, that he may have to give to him that needeth."

The stingy man's enjoyment is in the having of things, and therefore he does not enjoy letting go of those things. He is willing to deprive his loved ones of lawful natural enjoyment that he could provide for them because it pains him so much to let go of his money.

Sinful extravagance and wastefulness are to be avoided; but God has graciously given us a certain amount of natural funds for our use in this life (because we certainly cannot use them in the next). We are to enjoy our money, but not to waste it; but we are to enjoy it. The spendthrift wastes; the frugal man enjoys; the stingy man hoards.